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Case Studies
Insurance company: PHS
Oxford and Aetna US Health Care
79-year-old woman
PHS and Columbia Presbyterian Hospital, NYC
Coverage denied due to provider error
Pain management
HPN OPINIONS
  Case Studies
  79-year-old woman
Patient was a healthy 79-year-old woman who was considering buying long-term health insurance. HPN considered her family and personal health history, as well as her financial condition and determined the long term insurance was not appropriate for her at this time.

Cost: $150
Savings: $9,000-$12,000 annually

 

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